Month: 2026-04

HONG KONG, Apr 1, 2026 - (ACN Newswire via SeaPRwire.com) - The Hong Kong Trade Development Council (HKTDC) will stage four flagship technology fairs this April, including InnoEX, jointly organised by the Innovation, Technology and Industry Bureau (ITIB) of the HKSAR Government and the Hong Kong Trade Development Council (HKTDC), Hong Kong Electronics Fair (Spring Edition) (EFSE), Hong Kong International Lighting Fair (Spring Edition) (LFSE) and Smart Lighting Expo (SLE), all at the Hong Kong Convention and Exhibition Centre. The four major technology fairs bring together over 3,700 exhibitors from 28 countries and regions.InnoEX and the EFSE will be held concurrently from 13 to 16 April, showcasing a wide spectrum of innovation and technology as well as industry applications. The fairs will feature global innovation and technology achievements, cutting-edge electronic products and advanced technology solutions, driving breakthroughs across multiple sectors and offering businesses the latest market developments and collaboration opportunities. The LFSE and the SLE will take place from 20 to 23 April (Monday to Thursday), presenting the latest smart lighting solutions and innovative products. The four fairs are open to industry, investors, trade buyers and users from various sectors, including SMEs, for sourcing and networking opportunities.Jenny Koo, Deputy Executive Director of the HKTDC, said, “As we enter the peak exhibition season in April, the HKTDC presents four major spring technology fairs, bringing together more than 3,700 exhibitors from 28 countries and regions, showcasing Hong Kong’s strengths as an international exhibition and convention hub. Proactively aligning with the National 15th Five-Year Plan and supporting the I&T policy outlined in the government’s latest Budget, both InnoEX and the EFSE will showcase AI-driven frontier technologies and market-ready applications, as well as a wide array of advanced technologies and cutting-edge electronic products, supporting Hong Kong’s development into an international I&T hub. Together with the LFSE and the SLE, these events present advanced technologies and cutting-edge products, fostering business networking and cross-sector collaboration, and continuously leverage Hong Kong’s unique advantage as a platform for ‘bringing in’ and ‘going global’.”RoboPark brings together leading robotics companies to foster technology exchange and support global expansionThis year’s InnoEX, themed “Innovate • Automate • Elevate”, covers five key areas: AI+, Robotics, the Low-altitude Economy, Property Technology and Retail Technology. A major highlight is “RoboPark”, which makes its debut across both InnoEX and the EFSE and brings together technology companies from Hong Kong, Chinese Mainland and overseas. The zone showcases more than 100 robots across a wide range of application scenarios, covering “Commercial & Industrial”, “Health & Living”, as well as “Entertainment & Social”.RoboPark features four of the world’s top five best-selling humanoid robot manufacturers in 2025[1], namely AgiBot, EngineAI, UBTECH and Unitree. Other exhibitors include DEEP Robotics from “Hangzhou’s Six Little Dragons”, four additional companies from “Shenzhen’s Eight Great Guardians of Embodied Intelligence” including AI² Robotics, Digit Robotics, LimX Dynamic and PaXini, together with Hong Kong start-ups Rice Robotics and SOTA Robotics. Overseas exhibitors from the United Kingdom, Singapore and more will also participate. Over the four-day exhibition period, some 40 events will be held at RoboPark, including technology demonstrations, application sharing sessions and networking platforms, helping enterprises expand into overseas markets and explore new opportunities.This year’s InnoEX further expands its global reach, showcasing exhibitors from 21 countries and regions, including Hong Kong, Chinese Mainland, Macao, Australia, Austria, Canada, France, Germany, Hungary, India, Israel, Japan, Kazakhstan, Malaysia, the Netherlands, the Philippines, Poland, Singapore, Sri Lanka, Thailand, the United Kingdom and the United States. The Chinese mainland reinforces its presence with 17 provinces and cities, including Beijing, Shanghai, Guangzhou and Shenzhen, collectively forming 18 pavilions. These include delegations such as Zhongguancun from Beijing and Xi’an Jiaotong University, which are leveraging Hong Kong as a high-value international platform to showcase the latest technological R&D achievements and expand into overseas markets. In addition, leading Chinese Mainland technology giants, including Huawei International, China Mobile Hong Kong, iFLYTEK, Tencent Cloud International and Lenovo (Hong Kong) will also participate.The exhibition brings together R&D achievements and innovative solutions from the government, industry, academia and research sectors. The Digital Policy Office of the HKSAR Government will once again set up a large-scale “Smart Hong Kong Pavilion”, which will showcase over 100 I&T solutions from over 20 government departments and public organisations as well as award-winning entries by local I&T sector and students from various I&T competitions. The Pavilion this year will be themed “AI+ Hong Kong” and focus on artificial intelligence (AI) application across different domains in Hong Kong, establishing eight exhibit areas namely, “AI+ Public Services”, “AI+ Medical Innovations”, “AI+ Everyday Experience”, “AI+ Robotics Innovations”, “AI+ Mobility Revolution”, “AI+ Safety and Security”, “AI+ Infrastructure Development”, and “AI+ Low-altitude Economy”.InnoEX will, for the first time, co-organise the “Low-Altitude Economy Conference” with the Working Group on Developing the Low-Altitude Economy, bringing together industry experts to analyse policy trends and market potential, and to explore application scenarios and collaboration opportunities in Hong Kong. A dedicated Low-Altitude Economy Zone will also be set up to showcase applications of low-altitude technologies and facilitate industry collaboration. Participating companies include Transcendence, Harmony SkyTech, Damoda, among others.All R&D centres established by the Hong Kong SAR Government will participate in InnoEX this year, including the Hong Kong Applied Science and Technology Research Institute (ASTRI) and the Nano and Advanced Materials Institute (NAMI), which officially merged on 1 April, as well as the Logistics and Supply Chain MultiTech R&D Centre (LSCM), the Hong Kong Research Institute of Textiles and Apparel (HKRITA), and the Microelectronics R&D Institute (MRDI). Cyberport, Hong Kong Science and Technology Parks Corporation and the Hong Kong-Shenzhen Innovation and Technology Park will also bring more than 40 start-ups to exhibit.The ESFE will focus on AI-driven electronic products across three major areas: Smart Home & Solutions, Health Tech & Gadgets and Pet Intelligence. Around 50 new products will make their debut at the fair, offering buyers a one-stop sourcing platform and insights into the latest trends. The “Startup Zone” remains a key highlight, bringing together over 60 start-ups, including representatives from the Hong Kong Internet of Things, Angel Investment Foundation and Shenzhen InnoX Academy, showcasing innovative products and solutions while fostering collaboration and investment opportunities. The fair will also feature an “Immersive Experience Zone”, where local I&T companies will present immersive interactive experiences using VR, AR and XR technologies, such as “VR Dragon Boat Experience” and “Smart Tattoo Trial Machine”.InnoEX and the ESFE will jointly host more than 100 events, covering the major themes of the two exhibitions and featuring insights from industry experts and leaders. In the area of AI+, a representative from Deloitte will share perspectives on “human-centric AI” and market developments, while an expert from Google will explore the future of smart home experiences. In the field of retail technology, the seminar “Retail 4.0: Reshaping Consumer Experiences”, co-organised by the Hong Kong Retail Management Association, will bring together companies including VISA and Tradelink. In addition, overseas government representatives will also participate and share insights. Among them, the Vice-minister of AI and Digital Development of Kazakhstan will lead a delegation to exhibit and speak, sharing the latest developments and opportunities in the country’s low-altitude economy, and offering participants an international perspective.Twin lighting fairs gather industry leaders, “Light Lab” makes its debut as the highlight attractionThe Smart Lighting Expo and the Hong Kong International Lighting Fair (Spring Edition) are themed “Go Smart • Live Green” this year, bringing together some 900 exhibitors from Hong Kong, Chinese Mainland and overseas, with new participants from the Netherlands and Vietnam. The two fairs will gather numerous renowned brands and industry leaders, including Foshan Electrical and Lighting, a lighting provider for the China national football team; OPPLE Lighting, a winner of multiple world-class design awards offering healthy lighting solutions; Shanghai Sansi, which supplies over 60% of the display screens in Times Square, New York; and Absen, an LED display provider featured at the NBA All-Stars Games, the FIFA Qatar World Cup and Qatar Doha World Expo, and a Guinness World Record holder. These companies will showcase the latest lighting products and technologies.This year, the fairs receive strong support from Zhongshan City, which joins as the Special Partner City for both lighting fairs, with the inaugural Zhongshan Guzhen Pavilion and the Zhongshan Henglan Pavilion making their debut at the SLE. Participating exhibitors include “Enterprise Above Designated Size” such as Bairan, Faner, and Zhongqian. The Shanghai Pudong Intelligent Lighting Association also returns to the SLE for the third consecutive year, presenting the “Intelligent Ecosystem & IoT Supply Chain Zone”, showcasing the latest solutions from well-known brands such as BWEETECH, AIDimming, Darkoo, and TYF, alongside a pavilion from Shenzhen. As for the LFSE, exhibitors include the Xiamen Pavilion, and newly participating Changzhou Zouqu District Pavilion and Zhejiang Pavilion.A brand-new “Light Lab” will debut this year, presenting a range of smart lighting products through scenario-based design and immersive displays. Featured exhibits include products like the solar lantern by Zhongshan Faner Lighting Technology (Lumin Garden), a new series of stadium lighting by Foshan Electrical and Lighting (Lumin Arena), and the hill spotlight series by Shanghai Sansi (Lumin Gallery).This year, the SLE will introduce a new “Smart Commercial Display and Stage Audio-visual Zone”. Industry leader Absen will showcase its latest low-carbon, energy-saving and large-format displays, which adopt innovative technologies to achieve energy savings of over 50%, supporting the outdoor advertising sector in accelerating its green transformation. The “Hall of Aurora”, a signature highlight of the LFSE, is also not to be missed. A series of events will be held during the fairs, including the “Smart Lighting Solution Forum” at the SLE and the “Asian Lighting Forum” at the LFSE, fostering industry exchange.The Business of Innovation and Technology Week (BIT Week), driven by the ITIB and the HKTDC, will feature a series of major I&T events. In addition to InnoEX, the EFSE, and the SLE, BIT Week highlights include the 3rd Hong Kong World Youth Science Conference, organised by the Hong Kong Alumni Association of Beijing Universities, the Hong Kong Web3 Festival 2026, which focuses on internet technologies and applications, and the International Academicians Hong Kong Forum as a BIT Week event for the first time, featuring the dual themes of “Artificial Intelligence and Ageing” and “Artificial Intelligence and Education”. In addition, during the exhibition period, the World Internet Conference Asia-Pacific Summit, hosted by the World Internet Conference (WIC) and organised by the HKSAR Government and co-organised by the ITIB, will take place concurrently from 13 to 14 April. Focusing on innovation and technology in the Asia-Pacific region, the summit will promote global digital innovation and technological exchange, create synergy with BIT Week events, and further strengthen Hong Kong’s position as a regional digital hub and an international I&T centre.[1] Source: Omdia Market Radar: General-purpose Embodied Intelligent Robots, 2026, published on 8 January 2026.Photo download: https://bit.ly/4cn3oPVJenny Koo, Deputy Executive Director of the HKTDC (centre), Daniel Cheung, the Acting Commissioner for Digital Policy of the HKSAR Government (right), and Steve Chuang, Chairman of the Electronics/ Electrical Appliances Industries Advisory Committee of the HKTDC (left), attend today’s press conference to introduce the highlights of InnoEX, EFSE, LFSE and SLE.Jenny Koo, Deputy Executive Director of the HKTDC, introduces the newly launched “RoboPark” robotics zone. The robots, developed by EngineAI, are capable of flipping and rolling within a confined space and previously featured in a performance at the closing ceremony of the National Games.InnoEX exhibitor Transcendence presents an integrated drone solution for the low-altitude economy, incorporating AI, LiDAR and other advanced technologies. It is capable of performing a range of specialised tasks such as leak detection and curtain-wall cleaning, providing efficient and intelligent low-altitude operational services for the construction engineering sector.Exhibitor PetSuper introduces its new LitterGo Smart Litter Box, integrating multiple intelligent features including automatic cleaning, self-sealing waste bags, auto litter refilling, and deodorising and sterilising, effectively addressing common issues among pet owners.LFSE exhibitor M7 is a complete 48V micro track lighting system designed for diverse architectural applications. With an ultra-compact 7 mm profile, it delivers minimalist aesthetics and integrates seamlessly into modern spaces.LFSE exhibitor GA MOTOR presents its “Classic Bloom Chandelier,” crafted using 3D-printing technology to precisely recreate the natural textures and layered details of flower petals. The design received the Patent Innovation Design Award in 2025.SLE exhibitor Absen showcases its KLCOB V2 Series. Enhanced with a unique black polymer coating, the KLCOB V2 Series presents a uniformly deep black for an immersive visual depth. Leveraging advanced flip chip and HBB common cathode technologies, the KLCOB V2 remains cool under pressure, providing a seamless and vibrant visual experience effortlessly.Websites- InnoEX: innoex.hktdc.com/tc- Hong Kong Electronics Fair (Spring Edition): hkelectronicsfairse.hktdc.com/tc- Hong Kong International Lighting Fair (Spring Edition): hklightingfairse.hktdc.com/tc- Smart Lighting Expo: smartlightingexpo.hktdc.com/tcMedia enquiriesYuan Tung Financial Relations:Salina Cheng Tel: (852) 3428 2362 Email: salcheng@yuantung.com.hkTiffany Leung Tel: (852) 3428 2361 Email: tleung@yuantung.com.hkHKTDC’s Communications & Public Affairs Department:Stanley So Tel: (852) 2584 4049 Email: stanley.hp.so@hktdc.orgNavin Law Tel: (852) 2584 4525 Email: navin.cm.law@hktdc.orgSerena Cheung Tel: (852) 2584 4272 Email: serena.hm.cheung@hktdc.orgAbout HKTDCThe Hong Kong Trade Development Council (HKTDC) celebrates its 60th anniversary this year. The HKTDC is a statutory body established in 1966 to promote, assist and develop Hong Kong's trade. With over 50 offices globally, including 13 in the Chinese Mainland, the HKTDC promotes Hong Kong as a two-way global investment and business hub. The HKTDC organises international exhibitions, conferences and business missions to create business opportunities for companies, particularly small and medium-sized enterprises (SMEs), in the mainland and international markets. The HKTDC also provides up-to-date market insights and product information via research reports and digital news channels. Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

BANGKOK, Apr 1, 2026 - (ACN Newswire via SeaPRwire.com) - True Internet Data Center Co., Ltd. (True IDC), Thailand’s largest data center and cloud service provider under Charoen Pokphand Group, has announced the development of a new mega data center in a strategic location within the Eastern Economic Corridor (EEC). As one of several major projects approved under a Board of Investment (BOI) promotion totaling over 77 billion THB, this mega-project aims to drive the “Security Economy,” strengthen Data Sovereignty, and elevate Thailand’s competitiveness in the fully realized digital and AI era.The first phase is scheduled to be operational by 2027.Specifically engineered to support the exponential growth of cloud, digital, and AI systems, the new AI Hyperscale facility will boast a total power capacity of up to 250 MW. It features a fully modular architecture and a ready platform play strategy, enabling faster construction, seamless system deployment, and a quicker speed-to-market service delivery than ever before.In developing this site, True IDC is leveraging its deep expertise in serving global hyperscalers from both the US and China. This includes applying its unique experience as the first provider in Thailand capable of hosting advanced GPU processing systems for AI. Furthermore, the facility introduces a cutting-edge power architecture designed to enhance electrical efficiency and minimize operational and maintenance risks. This focus on uncompromised business continuity is balanced with sustainable energy management, targeting a best-in-class Power Usage Effectiveness (PUE) level.Thanasorn JaideeMr. Thanasorn Jaidee, President of True IDC, noted that according to Krungsri Research (2026–2028), revenue from digital services and software is expected to grow at an average annual rate of 6.8%, naturally driving the demand for advanced digital infrastructure. "As the leading data center and cloud service provider for 23 years, True IDC recognizes that organizations still require digital infrastructure that delivers speed," Mr. Thanasorn stated. "However, in today’s world, agility alone is not enough; it must be coupled with proactive security in every situation.We are committed to making this data center a vital engine in driving the Security Economy alongside the Digital Economy—creating technological independence, protecting critical national data, and ensuring that both public and private sector systems can operate without interruption."About True IDCTrue Internet Data Center Co., Ltd. (Headquarters: Bangkok, Thailand), operating under the Charoen Pokphand Group in a global partnership with GIP-BlackRock, is the largest data center service provider in Thailand. The company stands out with its AI Hyperscale Data Center services, designed specifically for advanced computing and the rapid expansion of cloud and Artificial Intelligence (AI) systems. Backed by extensive experience managing data centers in key business districts both locally and internationally—and certified to the highest global standards—True IDC is fully equipped to meet the demands and enhance the security of businesses in the digital age. Trusted by world-leading organizations, True IDC serves as a vital mechanism in propelling the digital economies of Thailand and the broader ASEAN region toward a strong, resilient future.More Information: https://www.trueidc.com/For more information, visit:Email: suchitra@888ideas.com Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

HONG KONG, Apr 1, 2026 - (ACN Newswire via SeaPRwire.com) - CTF Life announced today a new collaboration with The Hong Kong Mortgage Corporation Limited (“HKMC”), which aimed at offering customers an additional option for managing their wealth after retirement. By introducing referrals for the “Policy Reverse Mortgage Programme” (“PRMP”) and the “Reverse Mortgage Programme” (“RMP”)1, the partnership combines CTF Life’s retirement product with the HKMC’s reverse mortgage solutions to deliver more comprehensive retirement planning support that meets customers’ financial needs at every stage of life.As Hong Kong’s population ages rapidly, the need for stronger retirement protection is growing. According to the latest projection2 from the Census and Statistics Department, the proportion of people aged 65 or above in Hong Kong is expected to rise significantly from 20.6% in 2021 to 36% in 2046, a clear sign of the city’s ageing trend. As citizens live longer and spend more years in retirement, their living expenses are set to rise, driving demand for stable, sustainable income and thoughtful financial planning. In support of the Government’s initiatives to encourage early retirement planning and promote the silver economy, CTF Life has partnered with the HKMC to promote the PRMP and the RMP. These two programmes aim to provide customers with a stable income to enhance the quality of retirement life, supporting them with diverse and reliable retirement solutions.Man Kit Ip, Executive Director and Chief Executive Officer of CTF Life, said, “Hong Kong’s rapidly ageing population is driving demand for more comprehensive retirement planning solutions. We are pleased to partner with the HKMC to introduce the PRMP and the RMP through referrals, which complement CTF Life’s product suite to provide customers with stable income streams and an additional wealth management option in retirement, helping customers build well-rounded retirement solutions and reinforce our commitment to creating value beyond insurance.”Colin Pou, Executive Director and Chief Executive Officer of The Hong Kong Mortgage Corporation Limited, said, “The PRMP and the RMP help retirees convert their life insurance policies or their residential properties into steady monthly payouts, generating lifelong streams of income, thereby enhancing the quality of their retirement lives. We are pleased to collaborate with CTF Life to introduce the PRMP and the RMP to more clients, and to jointly support the Government’s initiative to address the ageing society and promote silver economy.”CTF Life’s @MyLove Insurance Plan II3 is an eligible life insurance product under the PRMP, allowing customers to use their insurance policies as collateral to apply for monthly or lump-sum payouts to meet their retirement financial needs. The plan provides life protection up to 100 years of age, together with extra accidental death benefit during the first 10 policy years, flexible premium payment options, premium prepayment options, a guaranteed cash value, plus annual dividend and terminal dividend to help customers further grow their wealth. At the same time, through the RMP, customers can convert property value into a stable cash flow. When combined with the ongoing protection provided by life insurance products, this enables a more flexible approach to asset utilisation and delivers dual, stable support for retirement wealth planning.Notes:1.The Policy Reverse Mortgage Programme and the Reverse Mortgage Programme are operated by HKMC Insurance Limited, a wholly-owned subsidiary of The Hong Kong Mortgage Corporation Limited. For further information, please refer to The Hong Kong Mortgage Corporation Limited website: www.hkmc.com.hk.2.Census and Statistics: Hong Kong Population Projections for 2022 to 20463.@MyLove Insurance Plan II is an eligible life insurance plan under PRMP, but it does not necessarily mean that the customer’s PRMP application will be approved. The eligibility of this product under the PRMP is based on the features of the product. The customer and the life insurance policy are still required to meet the eligibility criteria under PRMP before applying for the policy reverse mortgage loan.Important Notice:- The information contained in this press release is intended as a general summary of information for reference only. For more details, please refer to relevant product brochures, promotion leaflets, and policy documents. For details regarding the CTF Life @MyLove Insurance Plan II, please refer to the policy contract for details of the full terms and conditions.- This press release does not contain the full provisions of the @MyLove Insurance Plan II, and the full terms can be found in the Policy documents. The @MyLove Insurance Plan II may serve as a standalone plan(s) without bundling with other type(s) of insurance product. Please refer to the main product brochure and policy terms and conditions, as well as the explanatory documents provided by your licensed insurance intermediary, to fully understand the details and complete terms and conditions regarding the mentioned definitions, fees, product features, exclusions, and compensation payment conditions related to @MyLove Insurance Plan II.- Please refer to the product brochure for more information on the @MyLove Insurance Plan II: https://www.ctflife.com.hk/pdf/en/products/life-insurance/protection/life/@mylove-ii-insurance-plan-brochure.pdf- For further details, please contact CTF Life’s Customer Service Hotline on +852 2866 8898.- This press release is intended to be distributed in Hong Kong only and shall not be construed as an offer to sell or a solicitation to buy or provision of any of our products outside Hong Kong. Chow Tai Fook Life Insurance Company Limited hereby declares that it has no intention to offer to sell, to solicit to buy or to provide any of its products in any jurisdiction other than Hong Kong in which such offer to sell or solicitation to buy or provision of any product of Chow Tai Fook Life Insurance Company Limited is illegal under the laws of that jurisdiction.Man Kit Ip, Executive Director and Chief Executive Officer of CTF Life and Colin Pou, Executive Director and Chief Executive Officer of The Hong Kong Mortgage Corporation Limited announced a new collaboration aimed at offering customers an additional option for managing their wealth after retirement.CTF Life and The Hong Kong Mortgage Corporation Limited representatives at the collaboration kick-off ceremony.(From left to right) Eleonore Chow, Chief Executive, Agency; Ellick Tsui, Executive Director and Deputy Chief Executive Officer and Chief Financial Officer; Man Kit Ip, Executive Director and Chief Executive Officer of CTF Life; Colin Pou, Executive Director and Chief Executive Officer of The Hong Kong Mortgage Corporation Limited; Kitty Lai, Senior Vice President (Operations) of The Hong Kong Mortgage Corporation Limited / Executive Director and Chief Executive Officer of HKMC Insurance Limited; and Angela Leung, Vice President (Marketing and Business Development) of The Hong Kong Mortgage Corporation Limited.About CTF LifeChow Tai Fook Life Insurance Company Limited (“CTF Life”) is proud of its rich, 40-year legacy in Hong Kong. CTF Life is a wholly-owned subsidiary of CTF Services Limited (“CTFS”) (Hong Kong Stock Code: 659) and one of the most well-established life insurance companies in Hong Kong. As a member of Chow Tai Fook Enterprises Limited, CTF Life consistently strengthens its collaboration with the Chow Tai Fook Group (“CTF Group” or “the Group”) ecosystem to support customers and their loved ones in navigating life’s journey with personalised planning solutions, lifelong protection and diverse lifestyle experiences. By leveraging the Group’s robust financial strength and strategic investments across the globe, CTF Life aspires to become a leading insurance company in Asia while continuously creating value beyond insurance.Chow Tai Fook Life Insurance Company Limited (Incorporated in Bermuda with limited liability) Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com

HONG KONG, Apr 1, 2026 - (ACN Newswire via SeaPRwire.com) - March 31 2026, VCREDIT Holdings Limited ("VCREDIT" or the "Group"; Stock Code: 2003.HK), a leading technology-driven consumer financial service provider in China, today announced its audited consolidated results for the year ended December 31, 2025 (the "Year").During the Year, as the external environment remained complex and challenging, the Group dynamically optimized its strategies and strengthened risk management to enhance operational efficiency. It also consolidated its business framework, committed to building a secure and compliant digital financial ecosystem. The Group adopted a prudent strategic approach, advancing steadily while dynamically assessing new market opportunities.During the Year, the Group's loan origination volume in the Chinese mainland reached RMB58.45 billion. Cumulative registered users increased to 171 million, representing an increase of 8.2% from the end of 2024. The Group's total income remained relatively stable at RMB3,870.9 million.Prudently Optimizing Business Structure and Consolidating High-Quality Customer BaseFacing changes in the macroeconomic environment, the Group strengthened risk control and cost optimization, advancing its business prudently and gradually shifting its focus toward relatively higher-quality customer segments and more sustainable business models. By deepening ecosystem partnerships with multiple industry platforms, the Group refined its end-to-end intelligent customer acquisition and operation systems, and continued to optimize its funding partnership structure to enhance business resilience.Building upon its continuously enhanced technological capabilities, the Group focused on maintaining its base of high-quality users, intensifying collaborations with premium platforms across various sectors, including a leading comprehensive retail e-commerce provider, online travel service platforms, smart devices companies, and a map service provider. By establishing an intelligent outreach system integrating "smart SMS and AI-powered outbound calls," the Group created a full-cycle customer acquisition closed loop, encompassing precise screening, layered outreach, and efficient conversion.In operating its existing customer base, the Group implemented a two-dimensional strategy combining willingness models with risk models to execute refined and differentiated operations and services for various customer segments. Adhering to a "customer-centric" service philosophy, the Group fully integrated consumer rights protection into the entire product and service lifecycle. During the Year, repeat borrowers accounted for 80.7% of the total loan origination volume for its business in the Chinese mainland, demonstrating sustained user loyalty.Upgrading Technology-Driven Capabilities with AI Empowering Multiple Business ScenariosTechnology serves as a core strategic driver for the Group's sustainable business development. In 2025, centered on artificial intelligence (AI), the Group continued to advance the evolution from tool-based usage to systematic intelligence. Through the integration of causal inference algorithms into its "Hummingbird" intelligent risk control platform, the Group focused on enhancing risk identification capabilities and model stability within complex customer segments and volatile market environments. The application of the AI-powered marketing robot effectively contributed to improvements in customer acquisition conversion and customer value.Simultaneously, intelligent agent technologies, such as the "Digital Operations Engineer," have extended automation capabilities across the entire R&D and operational lifecycle. Currently, approximately 30% of code generation and standardized operational procedures are automated, solidifying the efficiency foundation. To address long-term technology trends, the Group has initiated specialized research on financial vertical large language models in collaboration with scientific research institutions and continues to explore technological integration with traditional finance and the Web3.0 ecosystem. The Group's research and development expenses for the Year increased by 43.9% year-on-year, reflecting the Company's continued investment in technological capabilities.Steadily Advancing International Exploration and Expanding New Business HorizonsWhile deepening its core consumer finance business in the Chinese mainland, the Group continued to advance its strategic expansion into new markets. Its Hong Kong business, "CreFIT," consistently deepened collaborations with high-quality platforms to broaden its customer base and launched a loan service featuring instant approval via WhatsApp, seeking to embed financial services into users' daily scenarios. Meanwhile, the Group formally entered the Indonesian market by launching its licensed Information Technology-Based Joint Funding Services (LPBBTI), marking an important milestone. Leveraging its proven operational experience, the Group looks forward to creating sustainable value for shareholders of the Group.Outlook: Focusing on Quality and SustainabilityLooking ahead, VCREDIT noted that the macroeconomic landscape and industry regulatory framework are evolving dynamically. The Group will continue to leverage its established capabilities in risk management and technology, while rationally embracing industry trends and innovations. Future strategies will focus on: refining and adapting credit solutions to serve high-quality customers; improving operational efficiency and risk management capabilities by continuously advancing AI technologies in core business scenarios; reinforcing long-term partnerships with licensed financial institutions and premium cross-industry scenario partners; and cautiously evaluating potential investment opportunities, pursuing appropriate arrangements as they align with long-term goals to support steady and high-quality business development. Copyright 2026 ACN Newswire via SeaPRwire.com. All rights reserved. www.acnnewswire.com